Motorcycle Rental Insurance

Motorcycle Rental Insurance

Required Insurance:

$15 per 24hrs

North Carolina Liability Insurance

All limits are per occurrence, not per rental.

Excess Liability: $1,000
Covers third-party medical expenses and damage to other property above the Minimum Financial Responsibility Limit resulting from the ownership, maintenance, or use of a scheduled vehicle.

M.F.R. Liability: $30,000/$60,000/$25,000
Covers third-party medical expenses and damage to other property the authorized driver (rentee or lessee) is responsible for after an at-fault accident.

Uninsured Motorist Bodily Injury: $30,000/$60,000
Covers medical expenses for injuries that result from an accident caused by another driver who has no insurance.

Uninsured Motorist Property Damage: $25,000
Covers damages to a scheduled vehicle that result from an accident caused by another driver who has no insurance.

Medical Payments: $500
Covers medical expenses for injured authorized drivers and passengers regardless of who is at fault.


North Carolina Physical Damage Insurance

Deductibles applied on a per occurrence basis.

Comprehensive Deductible: $2,500
Covers damages to a scheduled vehicle caused by incidents other than a collision including theft, fire, vandalism and weather.

Collision Deductible: $2,500
Covers damages to a scheduled vehicle caused by an accident with another vehicle or any object, whether stationary or moving.

Conversion Deductible: $2,500
Covers damage due to theft, conversion, embezzlement or secretion by any rentee or lessee subject to (1) 75% of the actual cash value or (2) the stated amount value whichever is less.


Optional Insurance

Supplemental Liability Coverage:
$6.95 per 24hrs

Bodily Injury

Provides an additional $300,000 In addition to: 

  • $30,000 bodily injury per person
  • $60,000 bodily injury per accident
  • For up to $360,000 per accident

Property Damage

  •  Provides an additional $10,000 in addition to:
  •  $25,000 property damage
  •  For up to $35,000 per accident

Accidental Death/Personal Effects Coverage (PAI/PEI):
$5.95 per 24hrs

Accidental Death

Provides: 

  • Renter Loss of Life: $100,000
  • Passenger Loss of Life: $10,000

Personal Effects 

  • Provides a maximum of $525, which is subject to a $25 deductible